It’s common for an RV collision estimate to change once the repair starts. That’s not a trick — it’s what happens when panels come off and the shop can finally see what’s behind them. Here’s why, and how to avoid surprises.
Why estimates change
- Hidden damage — broken framing, cracked brackets or wet decking behind panels
- Water damage that started after the accident
- Parts — prices, availability or discontinued parts
- Previous repairs uncovered during teardown
How supplements work
When hidden damage is found, the shop documents it with photos and sends a supplement to your insurance company for approval. Repairs on that damage continue once it’s approved.
How to avoid surprises
- Report the claim and get the RV in quickly.
- Keep water out until the repair.
- Ask the shop to inspect around the damage, not just the visible area.
- Ask how the shop will contact you if something new is found.
Our approach
Written estimate first, photos of anything new, and nothing done without your approval. See RV collision repair.
Frequently asked questions
Is it normal for the estimate to go up?
It’s common when hidden damage is found during teardown.
Will insurance pay for the extra damage?
Collision-related hidden damage is usually covered through a supplement.
Will you call before doing extra work?
Always.
Need help with this? See our RV collision repair service, call (949) 830-1996, or request an appointment. Appointments are available Monday through Friday, and Saturday appointments begin January 1, 2027.
Have a question about your RV?
Our service advisors answer the phone — and we put the estimate in writing before any work.
